How to Apply for a Cuttings Loan
Cuttings has been a family run business for over 100 years, with 2 thriving pawnbroking shops in north east Kent.
A few years ago we decided to bring our businesses online, making it easier for customers to apply for a loan through our website.
Applying for a loan with us online is speedy, cost effective and really easy – all it takes is three simple steps. Using your own goods as security, we can provide you with a flexible loan within 24 hours, and no credit checks or fees are required.
3 Steps to applying for a loan
Step 1 – Apply
Before you apply for the loan, you’ll need to decide the amount you’d like to borrow from us. Giving us a specific amount will help us greatly when calculating the cost of your loan.
Next, you’ll need to prepare your assets, whether it’s a watch, fine jewellery or gold. Take photographs if you can, and calculate the weight and value in pounds. The more information you can provide for us at this stage, the quicker we’ll be able to process the loan for you.
Fill in the form, and if you have multiple assets to pawn, simply click “Add more items”.
Step 2 – Over To Us
Once we’ve received your application, we will review all the information you’ve sent us. Someone from our friendly team will give you a call, where we will discuss your requirements and find out if you’d like to accept the loan offer. If not, don’t worry, there’s no obligation to accept if you’ve changed your mind or need a bit more time to think about it. But if you would like to proceed, we can help you to arrange safe transport of your valuables to us.
Step 3 – The loan is agreed
Once your valuables have safely reached us we shall examine them before they are stored away in our high security safe.
Following this, we will make contact with you to agree the loan amount, and then transfer the funds into your account. Upon receipt of your items, this process will take no more than a day!
Repayment
Paying back your loan is not as painful as you might think – using a pawnbroker instead of another short term loan company will save you lots of money on interest. Our loans are also popular for their flexibility – you can choose to repay the loan at any time within the 6 month contract, simply paying interest on the time you have been borrowing the money.
Once you have paid the loan back, we’ll see to the safe return of your valuables. It’s in our interest to give your valuables back to you; it’s a common misconception that pawnbrokers want to keep your items, if we did then we would not be able to do business in the future.
Cuttings have built a large and varied customer base over the years, and some we now consider friends. If you’d like to find out more about the services we provide, please just get in touch.