£50 - £999

7% interest APR 101.64%

£1,000 - £4,999

5% interest APR 69%

£5,000 - £9,999

4% interest APR 53.76%

£10,000 - £50,000

By arrangement



It is a 6-month contract with no minimum payback period and a maximum payback period of six months. You will only pay interest on the amount of time you have had the loan out and are always in control.

Extend The Loan Period

At the end of 6 months, you can repay the interest to date, which gives you a further 6 months to repay the loan.

Representative Loan Example

Loan amount: £1,000
Rate of interest: 60% per annum (fixed)
Rate of interest: 5% per month (fixed)
Administration fee: None
Representative APR: 69%
Duration of agreement: 6 Months
Total amount payable: £1,300
Repayment of credit: One repayment of £1,300 in month 6


Typical Example

£20,000 Loan at 4% per month
(53.76% APR)

£50 Loan at 7% per month
(101.64% APR)

(maximum APR)

After 1 month - £20,800 After 1 month - £53.50
After 2 months - £21,600 After 2 months - £57.00
After 3 months - £22,400 After 3 months - £60.50
After 4 months - £23,200 After 4 months - £64.00
After 5 months - £24,000 After 5 months - £67.50
After 6 months - £24,800 After 6 months - £71.00

Please note: In the event that you are unable to repay your loan to S.H Cutting Ltd, the asset(s) you have used to secure your loan may be sold or auctioned in order to recover the outstanding loan balance, according to the terms and conditions of your signed loan agreement.


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