How Pawnbroking Can Help You This Christmas
According to YouGov, the average British family spends around £800 at Christmas. Whether or not you decide to spend that much, the festive season is undoubtedly an expensive time and if you need a little help, pawnbroking offers a quick, easy solution.
The cost of Christmas sneaks up on us. It starts with a few small spends: advent calendars, Christmas cards, an outfit for the office Christmas party. Next, your children give you their Christmas lists and you’re wondering whether you can afford the latest Smartphone or games console. Teenagers, in particular, always want the best version of everything so that they can keep up with their friends. And then there’s the food – turkey and all the trimmings doesn’t come cheap!
How to Cover the Cost of Christmas
If December’s pay packet doesn’t quite cover the cost of Christmas, a pawn shop loan gives you an instant boost in cash by using a valuable item as collateral. The item could be a luxury watch, a piece of fine jewellery, or gold coins; something of value that will act as security while you borrow the cash. The advantage of a pawn shop loan is that there are no credit checks or lengthy forms to fill out, which is perfect for the Christmas period when life gets busy.
Borrow for as Little or as Long as you Want
Your ability to pay back a loan will depend on your circumstances. Perhaps a few weeks is all you need, or you might need six months or longer. You don’t need to worry about this time period when you visit a pawnbroker. Here at Cuttings, we offer a six-month contract which can be paid back at any time. Need a bit more time after six months? Simply pay the interest to date and extend the contract for a further six months.
Pawnbroking Is Cheaper Than Pay Day Loans
If you’re seeking a loan at Christmas, you are going to want the best deal available. Comparing pawnbroking to online payday lenders, the price difference is surprising. With lower interest rates, pawnbroking is clearly the best value option.
Find out how much a typical pawnbroker loan costs here.
Pawnbroking is stress-free
The festive season is a time for celebration, relaxation and fun with family – you certainly don’t want any stress! Pawnbroking, with its straightforward and flexible approach to lending, can help you enjoy a stress-free Christmas.
We’re a friendly, family-run pawnbroker here at Cuttings, available to assist you throughout the Christmas period. Find out more about how pawnbroking could help you by speaking to a member of our team.